Have
you heard of the Healthy Michigan Plan? It’s a new, low-cost health plan
designed for low-income Michigan residents. Nearly half a million Michigan adults
will be eligible for coverage beginning April 1, 2014.
Available
through the state of Michigan, the Healthy Michigan Plan covers those who make
up to 133 percent of the federal poverty level. That works out to roughly $16,000
a year for one person or $33,000 for a family of four.
The
Healthy Michigan Plan covers everything from doctor visits to hospitalizations
to prescriptions at a low cost. To apply, there are three options for Michigan
residents:
·
Apply
online at www.michigan.gov/mibridges
·
Apply
by phone at (855) 789-5610
·
Visit
your local Department of Human Services office
The
Healthy Michigan Plan includes most benefits associated with traditional health
insurance plans at a more affordable cost, based on household income. Those who
make between 100 and 133 percent of the federal poverty level will contribute
up to 2 percent of their income to a health savings account, which can be used
to pay for out-of-pocket medical expenses. The plan offers incentives for
healthy behaviors, such as losing weight, quitting smoking, and preventive
measures, such as getting a flu shot.
The
10 Essential Health Benefits covered in the Healthy Michigan Plan are:
ambulatory patient services, emergency services, hospitalization, maternity and
newborn care, mental health and substance use disorder treatment services,
including behavioral health treatment, prescription drugs, rehabilitative and
habilitative services and devices, laboratory services, preventative and
wellness services and chronic disease management, and pediatric services,
including oral and vision care. The Healthy Michigan Plan will cover other
medically necessary services as appropriate.
For
more information about what the Healthy Michigan Plan covers, who is eligible,
and to apply, visit www.HealthyMichiganPlan.org.
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