Special Enrollment Periods

Also known as SEP’s are when a “qualifying life event” takes place. These qualifying life events can include any of the following:

• Getting married
• Having a baby
• Adopting a child or placing a child for adoption or foster care
• Losing other health coverage
• Permanently moving outside your plan’s coverage area
• Losing job-based coverage for any reason, including resigning, getting laid off, or getting fired
• Gaining citizenship or lawful presence in the U.S.

Losing coverage through a divorce

• Gaining or continuing status as a member of an Indian tribe or an Alaska Native shareholder.
• COBRA coverage ending (but not cancelling it yourself before it expires)
• Leaving incarceration
• Aging off a parent’s plan when you turn 26
• For people already enrolled in Marketplace coverage: Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions.
• Losing eligibility for Medicaid or the Children’s Health Insurance Program (CHIP)

·         verage that doesn’t qualify as minimum essential coverage doesn’t qualify you for a Special Enrollment PerIf any of these events occur, and you are interested in obtaining healthcare you can call 1-800-318-2596 or go on-line to healthcare.gov