He is a professional pilot working as a flight instructor at
Western Michigan University. He works as a contract employee, so he is only
paid for the hours he works and he has no benefits.
He loves his job; he has found real joy in teaching young men
and women who will go on to fly for airlines, cargo companies and industry. But
he lives without healthcare insurance. I live in fear of what that could mean
for him if he were to become ill.
He will be subject to the mandate in 2014; but he will also
have the opportunity to buy healthcare coverage with the tax credits that will
be available.
The uninsured rate among young
adults was 27.9% in 2011, a decrease in recent years due in part to the ACA
provision allowing them to remain on a parent’s private health plan until age
26. The change in coverage for this age group accounted for about 40% of the
overall decline in the number of uninsured. However, young adults continue to
have a high uninsured rate compared to other age groups.
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